Open Enrollment Checklist
Make the most of your benefits this year!
Use this list to stay organized and avoid last-minute stress.

Before Open Enrollment Starts
 Mark your open enrollment start and end dates on your calendar
 Review your current benefits and what’s working (or not)
 Check for any life changes that might affect your coverage
Marriage or divorce
New baby or dependent
Child turning 26
Change in spouse’s job or benefits

Review & Compare Your Options
 Read your employer’s open enrollment guide or benefits summary
 Compare medical, dental and vision plan options 
 Look for changes in:
Premiums
Copays or deductibles
Covered services
 Make sure your dentist, doctor or eye doctor is in-network
 Check which plans cover preventive care at no or low cost

Review Accounts & Costs
 Decide if you want to enroll or re-enroll in:
Flexible Spending Account (FSA)
Health Savings Account (HSA)
 Review employer contributions or matching (if available)
 Estimate your yearly medical, dental and vision costs

Update Personal Information
 Verify dependents are correctly listed
 Update beneficiaries for life insurance or savings plans
 Double-check your contact information

Before You Submit
 Review all selections for accuracy
 Confirm your dependents and coverage choices
 Submit enrollment before the deadline
 Save or print your confirmation for your records