The year was 1996. Oprah’s latest book club selection was a nightstand staple (The Corrections is still a favorite of mine). A Nirvana CD replaced my Guns N’ Roses cassette tape and I couldn’t have been a bigger Friends fan. Little did I know that while I was practicing the Macarena in my mirror, Generation […]
Generation Z & Their Benefit Needs
09/08/2021 Written by Jolean Fleck Brokers
Understanding Dual Coverage Dental Insurance & Coordination of Benefits
05/23/2021 Written by Cassie Calvert Members
What happens if you or a family member has more than one dental plan? If both plans cover two cleanings a year, do you now get four cleanings? Not exactly. You don’t get double the benefits if you are covered by more than one dental plan, nor do you get reimbursed twice for your dental […]
A Guide to Dental Insurance for Infants & Children
01/07/2021 Written by Jessica Arnold Members
A guide to dental insurance for infants and children When a child is born, getting medical coverage is a priority. But it’s also important to have dental insurance, too. This guide to dental insurance for children helps provide everything you need to know. When and why to get coverage Babies usually start getting teeth around […]
6 Coverage Details To Review When Buying Dental Insurance
07/29/2019 Written by Tiffany DiGiacinto Brokers , Members
All dental plans are not created equal. Some differences between plans can be easy to identify: annual maximums, deductibles and co-insurance, for example, are fairly straightforward. As the old adage goes, the devil is in the details. Here are 6 often overlooked details to look at when comparing dental plan coverage: Frequencies & Limitations Most […]
Should I Offer My Employees a Dental Plan with Orthodontic Coverage?
04/15/2019 Written by Cassie Calvert Brokers
As you begin to build a dental benefits package to offer to your employees, you may consider including orthodontic benefits in your dental plan. Depending on the size of your company and the plan you choose, your employees may have a range of discounts on the cost of braces and other devices. What Do Your […]
3 Tips to Measure & Compare Dental Network Size
01/17/2019 Written by Tiffany DiGiacinto Brokers
Network size is measured in many different ways. Some dental carriers count unique licenses, some count provider locations, while others count access points. And, unfortunately, some dental insurance companies may not keep their records up-to-date, failing to remove retired or no longer practicing dentists from their lists of participating dentists. These differences can artificially inflate […]
Benefits After Retirement: Do Retirees Still Need Dental Coverage?
01/08/2019 Written by Tiffany DiGiacinto Members
Retirement planning can be challenging. You’ve got to run the numbers to determine the best age to retire; understand how Social Security timing affects your income; use an Equity release calculator to see how much you might be able to get; and ensure you have enough saved to maintain your standard of living when you […]
Dental Insurance Decoded: Copays and Deductibles
10/24/2017 Written by Caroline Jacobson Members
Deductible and copay—you probably know these insurance terms impact cost. But insurance terms aren’t easy to understand, and when you layer one on top of the other, it gets even more complex. How do the two terms work together? And does copay go towards deductible? Let’s start by defining the terms. A copay is what […]
4 Factors To Consider When Choosing Dental Insurance For Your Small Business
07/13/2017 Written by Kristi Dewitt Brokers
As a former benefits consultant and small business owner, I understand how difficult it can be for small employers to balance the desire to provide exceptional benefits and perks that attract and retain top talent with the need to protect the bottom line. And navigating the ever-growing list of perks to provide employees is a […]
Delta Dental of Arizona Launches Small Business Unit
06/07/2017 Written by Tiffany DiGiacinto Brokers
As we continue to expand our services to meet the growing oral health needs across the state, we are pleased to announce the creation of a small business sales and service unit (SBU). Led by Kristi Dewitt-Quintero, the SBU will work with Arizona small business owners—and the brokers who serve them—to ensure their employees have […]
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