What happens if you or a family member has more than one dental plan? If both plans cover two cleanings a year, do you now get four cleanings? Not exactly. You don’t get double the benefits if you are covered by more than one dental plan, nor do you get reimbursed twice for your dental […]
Tag Archives: buying dental insurance
A Guide to Dental Insurance for Infants & Children
A guide to dental insurance for infants and children When a child is born, getting medical coverage is a priority. But it’s also important to have dental insurance, too. This guide to dental insurance for children helps provide everything you need to know. When and why to get coverage Babies usually start getting teeth around […]
6 Coverage Details To Review When Buying Dental Insurance
All dental plans are not created equal. Some differences between plans can be easy to identify: annual maximums, deductibles and co-insurance, for example, are fairly straightforward. As the old adage goes, the devil is in the details. Here are 6 often overlooked details to look at when comparing dental plan coverage: Frequencies & Limitations Most […]
Should I Offer My Employees a Dental Plan with Orthodontic Coverage?
As you begin to build a dental benefits package to offer to your employees, you may consider including orthodontic benefits in your dental plan. Depending on the size of your company and the plan you choose, your employees may have a range of discounts on the cost of braces and other devices. What Do Your […]
3 Tips to Measure & Compare Dental Network Size
Network size is measured in many different ways. Some dental carriers count unique licenses, some count provider locations, while others count access points. And, unfortunately, some dental insurance companies may not keep their records up-to-date, failing to remove retired or no longer practicing dentists from their lists of participating dentists. These differences can artificially inflate […]
Benefits After Retirement: Do Retirees Still Need Dental Coverage?
Retirement planning can be challenging. You’ve got to run the numbers to determine the best age to retire; understand how Social Security timing affects your income; use an Equity release calculator to see how much you might be able to get; and ensure you have enough saved to maintain your standard of living when you […]
Dental Insurance Decoded: Copays and Deductibles
Deductible and copay—you probably know these insurance terms impact cost. But insurance terms aren’t easy to understand, and when you layer one on top of the other, it gets even more complex. How do the two terms work together? And does copay go towards deductible? Let’s start by defining the terms. A copay is what […]
4 Factors To Consider When Choosing Dental Insurance For Your Small Business
As a former benefits consultant and small business owner, I understand how difficult it can be for small employers to balance the desire to provide exceptional benefits and perks that attract and retain top talent with the need to protect the bottom line. And navigating the ever-growing list of perks to provide employees is a […]
Delta Dental of Arizona Launches Small Business Unit
As we continue to expand our services to meet the growing oral health needs across the state, we are pleased to announce the creation of a small business sales and service unit (SBU). Led by Kristi Dewitt-Quintero, the SBU will work with Arizona small business owners—and the brokers who serve them—to ensure their employees have […]
4 Ways Your Job Affects the Cost of Dental Benefits
Have you ever wondered what actually determines the rate and coverage of your group dental insurance plan? These 4 factors could have an influence: Location. When it comes to a geographical area, your dental insurance carrier considers competing companies, local regulation and cost of living—all of which can influence premium pricing. This is pretty standard […]
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3 Resources to Help You Pick The Perfect Dentist
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How To Ease Your Family’s Dental Anxiety
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Combating Tooth Decay: 3 Ways to Help Kids Get a Passing Grade in Oral Health This School Year
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9 Common Questions and Answers for Parents Considering Braces for their Children
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Are Electric Toothbrushes Better?
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5 Social Media Marketing Ideas for Insurance Brokers
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Consumer Checkup: Zero-Waste Toothpaste & Your Smile
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Mouth-Healthy Recipe: Vegetarian Burrito Bowl
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You Can Eat a Vegetarian Diet & Keep a Healthy Smile
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Mouth-Healthy Recipe: Spinach Salad Wrap with Feta
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Jessica Arnold: Mouthguards are so important for preventing injury...
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Dental Bridges Longmont CO: Mouth-guards help a lot in preventing the tooth an...
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Vaishnavi: DIY health tips are excellent. Thank you for the a...
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Ryan Boulding: Great idea!...